21 years old with over 100,000 in student loan debt and a credit card maxed to it's $500 limit. I have no money at all. Not even a dollar in change and a bank account in the negatives. Nobody will hire me. Good jobs don't want me because a lack of experience and shit jobs don't want me because they know I have no intentions of staying and would rather hire someone less qualified that they could get away with paying less. Applying to jobs are hard, not because the application process but I'm to hungry to think. I live at home with my mother who can barely afford to feed herself, let alone the both of us. They say life will get better with time, but the only part of my life that's changing with time is the amount of debt I'm in due to interest. | |
Honestly, you are screwed probably for the remainder of your life financially. I would seriously consider moving to a 3rd world country and changing my name to avoid the debt. Studen loan debt is the worse because you can't Chapter 7 or 11 it like a bad mortage. Aside from winning the lottery or have a really rich grandma that has you in her will, you are in deep trouble. If you are an engineer or some other similar job like computer science, you can forget it too since they will just outsource it to India or China. "Graduate from college deep in debt, work in the toy section in Wallmart and live with your parents until you are 50." This is the new American Dream.
so you got your degree. congrats but why don't u let these shit jobs know that you are OPEN when it comes to salary? don't tell me that as someone who is dead broke, you have salary demands? cuz that's just stupid. any $ is better than none. so let these employers now that you are willing to work for whatever and for long term.
you're hungry? ramen noodles, tuna, hot dogs. all stuff you can get for $1-2 in packs.
Trust me we're all flexible on salaries these days. It's hardly a bargaining chip.
This is just one example. You'll find many more online. And believe me something is better than nothing. You can do this while you try getting a job of your desire.
Good luck!!!
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